Online Banking System in PHP

Online Banking System in PHP with Source Code

An utterly functional project built on the online banking platform and the PHP programming language. The following PHP project has every component required for first- and second-year IT students to use for college projects. Due to a number of its features, users can use online banking capabilities. This system’s and the online application’s concepts are straightforward, applicable to real-world circumstances, and well-executed. If you would like to obtain the free PHP source code project for the Online Banking System, please scroll down to the bottom of this post.

About Online Banking System PHP Project

Moving on, online banking is the primary emphasis of this PHP project for a bank management system. Each list of statements is also displayed by the system. The system also makes it possible to handle bank accounts. This project is divided into the Staff and Customers divisions. In an overview of this web application, the personnel may quickly manage pending accounts. indicating that before being processed further, all registration forms are given to the staff member’s account for approval. Customers may be handled by the employees, who may also look them up and credit their accounts with funds. A credit amount to the client is referred to as the depositing amount to the client’s account in this context.

Employee Section

Each customer’s account number must be entered by the staff in order to maintain and make changes to it. The same holds true when perusing the documents. The user must enter the account number in order to view all of the account’s details. Included information includes name, identification, gender, address, phone number, account details, balance remaining, PAN number, citizenship number, and other details. This allows the staff to view active client accounts. To credit the money to a customer’s account, the user must enter an account number and a sum. After a successful transaction, the customer can check their deposit statements from their accounts.

Customer Panel – Creating Bank Account

On the other side, a user must take further steps in order to continue utilizing internet banking. Make sure to open a bank account first. In order to do this, the user must input their personal data, PAN number, citizenship number, contact information, address, and choice of account type. This category of accounts includes savings and current accounts. Before being submitted, the form needs to be approved by staff users. Following acceptance, the system issues the user with an account number. Now the customer needs to apply for a debit card. The user must complete a few fields for it. The last step is for the customer to register for internet banking. This section requires the consumer to enter all pertinent data, such as the account number, account name, debit card details, PAN number, etc. Now that they have logged in, the user can use the internet banking feature.

Internet Banking – Fund Transfer, Beneficiary Accounts

If the customer has access to the internet banking feature, they can perform important duties. You can access your profile, change your password, send money, and check bank statements using this project—exactly like the real internet banking feature. On the home screen, the system displays a rundown of recent financial transactions along with detailed account information. Before transferring money to another account, the consumer must add and link beneficiary accounts. In order to do this, the system needs the beneficiary account name, beneficiary account number, IFSC code, and account type. After adding it, the customer can select from a variety of beneficiary accounts, enter amounts, and make remarks. Additionally, the user can add and delete beneficiary accounts.

Bank Statements and More

This is how the system lists every activity under the bank statement. The bank statement part contains all the details the client requires. In addition to the transaction ID, descriptions, credit and debit amounts, and the remaining balance, it also includes the date and time of the transaction. The system will therefore generate bank statements for each active user based on that user’s activities. Each statement will really be kept in a separate passbook for each account in the database. The client can also view their profile, password, and account information. All of the personal information is in the profile section, whilst all of the bank account information is in the account section.

Available Features:
  • Staff Panel
  • Customer Panel
  • Create Bank Account
  • Manage Pending Accounts
  • Apply for debit card
  • Internet Banking Registration
  • View Active Customers
  • Manage Customer’s Account
  • Search Customer’s Account
  • Credit Customer’s Account/Deposit
  • Bank Statements
  • Fund Transfer
  • Manage Beneficiary Accounts
  • Change Password
  • View Personal Account Details
  • View Profile
Project Name:Online Banking System PHP
Language/s Used:PHP
PHP version (Recommended):5.6 or Newer
Type:Website, Web Application
Developer:Junaid Ashraf
project overview

How to Run?

  • After you finish downloading the project, unzip the project file and head over to your XAMPP directory.
  • There you’ll find a folder naming “htdocs”.
  • Inside the “htdocs” folder, paste the project folder (not the .zip one, but the extracted one).
  • Open your favorite browser; we recommend using Google Chrome or Mozilla Firefox.
  • Then, go to the URL “http://localhost/phpmyadmin“.
  • Create a Database with a name that is provided inside the “01 LOGIN DETAILS & PROJECT INFO.txt”.
  • Click on the “Import” tab and choose the database file (.sql) which is provided under the folder naming “DATABASE FILE”.
  • After setting up all these, go to the URL “http://localhost/[ PROJECT_FOLDER_NAME ]/“
  • All the login details are provided inside the project folder, check that out and enter them in order to use it.


And there you have it, a complete PHP MySQL setup for the online banking system project. Due to the possibility of the project not functioning properly with the oldest PHP version, PHP Version 5.6 or Newer is necessary for this specific PHP project. As a result, customers running PHP versions older than 5.6 may experience a variety of issues. As a result, you must currently upgrade your PHP version (only if you’re still using the previous version). Download the PHP MySQL source code for the free online banking system project. Therefore, this PHP project for an online bank administration system is easy enough for all novice levels and broadens knowledge of such PHP web applications. In conclusion, the entire PHP project is a valuable project with open source code that allows consumers to learn more about it.

How to download the Management System project in PHP with source code.

To download this project just click the button at the last of this post and you will be redirected to our downloading section. Read the instruction and click the blue downloading button. After clicking on the blue button, Downloading will start.

Download Free Online Banking System Project in PHP MySQL with Source Code:
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